It is 6:30 a.m. on a Saturday morning, Feb. 23, 2013. I can hear my wife, Wendi, rehearsing for a talk she is giving today about “Joy in Budgeting.” She is talking about how we ended up being part of Dave Ramsey’s Financial Peace University class.
So, do you remember where you were the first time you heard Dave Ramsey?
I was driving in my car listening to a radio station out of Akron, Ohio, when I heard Dave’s program. He seemed to be making a lot of sense. But, something Dave said intrigued me: “The only way to true financial peace is to walk daily with the Prince of Peace, Jesus Christ.”
I would catch Dave a few more times before my wife and I finally decided to become part of an FPU class in town. It was being offered at Grace Brethren Church in Wooster, Ohio. Almost immediately, it turned our lives around. This was in January 2009.
Later that year, Wendi and I facilitated the FPU class at our church, Parkview Christian Church, where it helped others get on better financial standing.
It was nice to hear how Dave Ramsey’s teachings came into our lives and helped us to eliminate debt, stop living paycheck to paycheck and not have to charge something when there is a major home or car repair. We are also giving more and helping out children in developing countries. Not too shabby for a couple of people who were struggling to make ends meet.
Wendi wrote a booklet for the class, which is now offered for $2.99 in Amazon’s Kindle store, aptly titled “Joy in Budgeting.” The Kindle version contains more material than the booklet she is handing out, and it has links to additional free resources, like spreadsheet templates for a spending plan (a budget) and an allocation plan (how your money will be distributed).
So, where were you when you first heard Dave Ramsey, and what were your impression?